Ford First-Time Buyer Program: What New Car Buyers Need to Know
Buying your first vehicle is exciting, but it can also feel overwhelming. Between choosing the right model, understanding financing, and building a budget, there is a lot to consider. That's why the Ford First-Time Buyer Program was created to help eligible drivers take the next step with confidence.
At Larry H. Miller Ford Lakewood, we work with first-time buyers every day. Whether you're shopping for a dependable SUV like the Ford Escape, a capable truck like the F-150, or a versatile Bronco Sport, our team can help you navigate the financing process from start to finish.
What Is the Ford First-Time Buyer Program?
The Ford Credit First-Time Buyer Program is designed for customers who have little or no prior auto credit history. Qualified buyers may be eligible for flexible financing options, lower APR opportunities, and bonus cash incentives when financing through Ford Credit.
Current program highlights include:
- Up to $750 Bonus Cash on eligible new Ford vehicles
- Financing available on new and Certified Pre-Owned Ford models
- Flexible financing terms up to 84 months
- Low down payment options for qualified buyers
- Opportunities to establish and build credit history through responsible vehicle ownership
Who Qualifies?
According to Ford Credit, applicants generally need:
- No prior auto credit history
- No adverse credit history
- At least six months of verifiable full-time employment
- A minimum down payment requirement
- Ability to provide supporting documentation if requested
Eligibility and approval are determined by Ford Credit and may vary based on individual circumstances.
Tips for First-Time Car Buyers
Before starting your vehicle search, take time to establish a budget that includes more than just the monthly payment. Consider insurance, maintenance, registration fees, and fuel costs. Ford Credit also recommends exploring prequalification options to help understand your purchasing power before visiting the dealership.
When you visit Larry H. Miller Ford Lakewood, our finance professionals can help explain available financing options and answer questions about the buying process.
Start Your Ford Journey at Larry H. Miller Ford Lakewood
Your first vehicle purchase is an important milestone. The right financing program and the right dealership can make all the difference. If you're ready to explore your options, our team is here to help you shop confidently and find a Ford that fits your needs and budget.
Browse our inventory, explore financing options, and discover how the Ford First-Time Buyer Program can help put you behind the wheel of your first Ford.